Need help with a down payment on your first home? There are some good programs out there for first-time home buyers, including the Harris County Down Payment Assistance Program (DAP) and others. If you qualify (based on income), these programs "grant" you the money to put down on your first home. Some require you to live in the home for 5 years or you have to pay the money back. BUT, another great advantage to these programs is that home builders are reducing prices on their existing inventory so that their homes will qualify for the program! Here's what this means for you:
Reduced Price on Home + Down Payment Assistance = Built-in Equity in your home
I spoke with a builder today and they do have new construction homes at reduced prices to fit into the Harris County program. I can't list their name here, but contact me if you want to know more!
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